by Bethers » Sun Jun 19, 2011 10:23 am
You didn't mention what you're paying, but the plan you have was about the lowest I discovered. Heath insurance isn't cheap. I use a very high deductible and only have very basic - it's for emergencies only. If you have no savings, etc that they can wipe out if something happens, you could go without insurance - they have to help you if something happens, and can't take money you don't have.
I know some are gasping at that thought, but it's simply the truth. If you have savings, then you could be wiped out with no insurance. It's a sad state of affairs that the insurance system in this country is such a mess (and both parties are to blame). Meantime, do NOT let BCBS of SD discover you are a fulltimer - or they'll drop you. BCBS of SD doesn't insure full time rvers. If they know you are one.
Beth
“Dare to live the life you have dreamed for yourself. Go forward and make your dreams come true.” ~ Ralph Waldo Emerson ~
"He who treasures the small things in life has found the path to true happiness"
, I have a dilemma. When I quit my full time job in 2007 to start RVing, I had to start buying individual health insurance. Last fall, I reduced my Wellmark Blue Cross Blue Shield plan to Blue Basic to save money. Of course, my premiums have already gone up 
My income level now is below poverty level, but from what I've read, I don't qualify for medicaid. I'm not a senior, don't have kids at home, etc. Does anyone have any bright ideas for health insurance plans that would help my budget? I'm a SD resident, but need something that is honored nationwide because of my vagabond lifestyle 
I really don't want to be without insurance, but paying the premiums when I'm between jobs is stressful for me 
