They also raised vehicle registration fees last June. My DB offered to let me use his address in TN, so I looked into ACA there. OMG! I was so excited that I applied, only to have my brother say he hadn't heard back from his attorney on any problems letting me use his address. WHAT THE HECK???? Needless to say, I had to scurry, as the deadline approaches. Didn't want to have any more issues with my DB over this. My DM, in IA, had already said I could use her address. My previous ACA research had kept saying I qualify for Medicaid and wouldn't let me buy a plan. The good thing is that I could cancel my application in TN. The bad thing is that when you want to back up, while you're applying, you have to start all over. I did this many times, trying to get around the Medicaid thing. Even my ins broker couldn't figure out how to do it. I even called the help line and the gal there finally told me that I could file an appeal on the Medicaid decision. REALLY??? I am on unemployment, now, and my income for this year is only an estimate, so I finally estimated higher and BINGO!!! I got it narrowed down to 2 plans that have nationwide coverage. Had a hard time deciding, but finally did. I called my BCBS and they said I could pay for the one month I have left before my ACA begins. I just had to write them a letter, asking them to cancel my plan, effective May 1, and enclose a check for the one month. The only health question they ask, on the healthcare.gov website, is if you smoke or have smoked in the past 4 months, or something like that. No other health history.
It's not a done deal, Mitch, until you pay your first month. That is why I could cancel my application in TN. You can also plug in info, without applying, just to see what you would qualify for and the plans offered. The reason I really wanted to go with TN is because they offer BCBS, which is nationwide....and cheap!!! With my low income, my premiums would have been $12 something a month
That was a Silver plan, too! My vehicle registrations would only be, what, $70.50 each? Can I "move in" with you? Actually, if you do know of a good mailbox service there, let me know. I am still considering moving my domicile. For now, I will be a resident of IA.If you have any questions for me, PM me, so I know, as the deadline for ACE apps is on Monday. May be worth looking!
