BayouLady wrote:...Another option is having cameras installed, wish the insurance company gave a discount for them like they do the alarms.
..From a personal safety point of view, I prefer my monitored security system over my video surveillance system. (I have a neighbor that calls the house "The Fortress")
On video systems, the motion is sensed by changes in light, while the motion sensors of a security system are activated by temperature changes. The video system is far too sensitive, even when set to "LOW". If you have a camera with infrared lights for night vision, bugs are attracted to those lights. Their little bodies crawling across the camera lens set off the alarm, as do the webs they build during the day. Once or twice a year, I have to get out a ladder and spray my cameras with Home Defense to keep them off.
The camera alert is also set off by rapid changes in the cloud/sun formation, or the shadow cast by a flag waving in the wind. Very annoying. I mostly leave the video alerts off. You can set the area of a camera's view as "do not alert", but even that is not foolproof. Below, the blue areas are the only areas that sense motion. It alerts me to motion coming up the driveway, and the other set (3 blue squares) alerts to someone walking up the front sidewalk.
If a bad guy doesn't notice your cameras, he's going to break in anyway. You'll end up with a grainy and mostly unrecognizable video of him that you can watch as he robs you blind. I, for one, didn't want to spend the huge $$$ required for a high-end video surveillance system...
And that is the personal opinion of a person with two separate "security" systems.
..