Laura, I do have some very nice panniers that were made for my bike, but I was lazy in getting them out. Also, I bought more stuff than I had planned on buying, which I commonly do.
And TIna and Liz, you will be proud of me. I went on a two-hour kayak tour here at the state park yesterday. With that and my bike riding today, my back, shoulders, and arms are really sore. I am planning on taking tomorrow off to recover! (Can you vacation from your vacation?)